Privacy Policy

Protecting your private information is our priority. This Privacy Statement governs data collection and usage and applies to and Munify Corp. DBA Rafael Marrero & Company. For the purposes of this Privacy Policy, unless otherwise noted, all references to Munify Corp. DBA Rafael Marrero & Company include, Rafael Marrero & Company, Bravo Zulu Publishers, and The Rafael Marrero & Company website is an e-commerce site. By using the Rafael Marrero & Company website, you consent to the data practices described in this statement.

Collection of your Personal Information

To better provide you with products and services offered, Rafael Marrero & Company may collect personally identifiable information, such as your:

  • First and Last Name
  • Mailing Address
  • E-mail Address
  • Phone Number
  • Job Title


We collect billing and credit card information if you purchase Rafael Marrero & Company’s products and services. This information is used to complete the purchase transaction.

We do not collect your personal information unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

Rafael Marrero & Company collects and uses your personal information to operate and deliver the services you have requested.

Rafael Marrero & Company may also use your personally identifiable information to inform you of other products or services available from Rafael Marrero & Company and its affiliates.

Sharing Information with Third Parties

Rafael Marrero & Company does not sell, rent or lease its customer lists to third parties.

From time to time, Rafael Marrero & Company may contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. Rafael Marrero & Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Rafael Marrero & Company, and they are required to maintain the confidentiality of your information.

Rafael Marrero & Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Rafael Marrero & Company or the site; (b) protect and defend the rights or property of Rafael Marrero & Company; and/or (c) act under exigent circumstances to protect the personal safety of users of Rafael Marrero & Company, or the public.

Opt-Out of Disclosure of Personal Information to Third Parties

In connection with any personal information, we may disclose to a third party for a business purpose, you have the right to know:

  • The categories of personal information that we disclosed about you for business purpose.


You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to opt out of disclosing your personal information. If you exercise your right to opt-out of disclosing your personal information, we will refrain from disclosing your personal information unless you subsequently provide express authorization for the disclosure of your personal information. To opt out of disclosing your personal information, visit this Web page:


Tracking User Behavior

Rafael Marrero & Company may keep track of the websites and pages our users visit within Rafael Marrero & Company to determine what Rafael Marrero & Company services are the most popular. This data is used to deliver customized content and advertising within Rafael Marrero & Company to customers whose behavior indicates interest in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Rafael Marrero & Company. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the Rafael Marrero & Company website.

Use of Cookies

The Rafael Marrero & Company website may use “cookies” to help you personalize your online experience. A cookie is a text file placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Rafael Marrero & Company pages, or register with Rafael Marrero & Company site or services, a cookie helps Rafael Marrero & Company to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Rafael Marrero & Company website, the information you previously provided can be retrieved, so you can easily use the customized Rafael Marrero & Company features.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Rafael Marrero & Company services or websites you visit.


This website contains links to other sites. Please be aware that we are not responsible for such other sites’ content or privacy practices. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

Rafael Marrero & Company secures your personal information from unauthorized access, use, or disclosure. Rafael Marrero & Company uses the following methods for this purpose:

  • SSL Protocol


When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no Internet or wireless network data transmission can be guaranteed 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

  • Delete your personal information from our records; and
  • Direct any service providers to delete your personal information from their records.


Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

  • Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, and provide a good or service requested by you or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
  • Debug to identify and repair errors that impair existing intended functionality;
  • Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
  • Comply with the California Electronic Communications Privacy Act;
  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
  • Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
  • Comply with an existing legal obligation; or
  • Otherwise, use your personal information internally, legally compatible with the context in which you provided the information.

Children Under Thirteen

Rafael Marrero & Company does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third-Party Communications

We respect your privacy and allow you to opt-out of receiving announcements of certain information. Users may opt out of receiving any or all communications from third-party partners of Rafael Marrero & Company by contacting us here:

–   Web page:

–   Email:

–   Subject: “Opt-Out” or “Unsubscribe”

–   Phone: 888-595-6221

E-mail Communications

From time to time, Rafael Marrero & Company may contact you via email to provide announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. To improve our Services, we may receive a notification when you open an email from Rafael Marrero & Company or click a link therein.

If you want to stop receiving marketing or promotional communications via email from Rafael Marrero & Company, you may opt out of such communications by “replying STOP” or “clicking on the UNSUBSCRIBE button.”

Changes to this Statement

Rafael Marrero & Company reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in how we treat personal information by sending a notice to the primary email address specified in your account, placing a prominent notice on our website, and/or updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

Rafael Marrero & Company welcomes your questions or comments regarding this Statement of Privacy. If you believe that Rafael Marrero & Company has not adhered to this Statement, please contact Rafael Marrero & Company at:

Munify Corp. DBA Rafael Marrero & Company

2655 S. LeJeune Road Suite 553
Coral Gables, Florida 33134

Email address:

Telephone number: 888-595-6221

Effective as of January 01, 2023